K-MFI has accessed loans to 6129 clients from 2010-2015 out of which 80% are women. K-MFI’s contribution to women’s ability to earn an income has the potential to initiate a series of ‘virtuous spirals’ of economic empowerment. The involvement of men equally has a great potential to question and significantly, change men's attitudes, and behaviors as an essential component, of achieving gender equality within the institutions clients. According to K-MFI's women clients, channeling credit to households through women increases investment in the family welfare and it decreases their own and their household's vulnerability. 

Furthermore, the positive effect on women’s confidence, the formation of support networks and market access has enabled K-MFI’s women clients to play a more active role in intra household decision-making and has helped them to invest in their families’ welfare, through increasing expenditure on their children’s nutrition and education. This in turn has strengthened their ability to challenge gender inequalities in their households. According to 65% of K-MFI clients, believe that  the combination of women's increased economic activity and increased decision-making in the household may lead to a wider social and political empowerment and might give them greater confidence and sense of self-worth. This is very important because individual women who gain respect in their households may then act as role models for others, leading to a wider process of change in community perceptions and men’s increased willingness.

Moreover, K-MFI has made significant changes in terms of its women client’s mobility, as women in Somaliland have little opportunity to meet women outside their immediate family. The institution’s successful pioneering of the Islamic banking principals in Somaliland’s is another important contribution to the financial sector of Somaliland as it has solved the “Riba” issue associated with the conventional model and has helped the microfinance to regain trust.